12793 KINGSBURY Avenue
$ 298,900.00 USD
Type
Bedrooms
3.00
Bathrooms
2.00
FT 2
5,400.00 ft²
Price per ft²
55.35
Description
WELCOME TO THIS BEAUTIFUL PALO VERDE HOME RESALE THIS SINGLE STORY OVER 1800 SQUARE FOOT HOME FEATURES THREE BEDROOMS AND 2 FULL BATHS LARGE FORMAL LIVING AND DINNING FLOWS INTO A BEAUTIFUL OPEN KITCHEN WITH A LARGE ISLAND STUNNING CABINETRY AND QUARTZ COUNTERTOPS ALONG WITH STAINLESS STEEL APPLIANCES LARGE DEN WITH DOORS TO THE BACKYARD WITH COVERED PATIO AND LARGE SANDBOX THE MASTER BEDROOM HAS WALK IN CLOSET AND MASTER BATH HAS DOUBLE SINK A CUSTOM SHOWER AND JETTED TUB THE LARGE UTILITY ROOM TWO CAR GARAGE WITH TANKLESS WATER HEATER HOME HAS AN FHA ASSUMABLE LOAN ON APPROVED CREDIT
Details & features
Property facts
Overview
- Style
- Modern
- View
- City
- Condition
- New
Construction & finishes
- Construction material
- Block
- Roof
- Tile
- Facade
- Stucco
- Windows
- Shutters
- Flooring
- Tile
Systems & utilities
- Cooling
- Refrigeration
- Heating
- Forced air
- Heating fuel
- Gas
Costs
- Property tax
- $582 USD
- In Mexican pesos
- ≈ $5,550,000 MXN
Listing
- Reference
- 2620
- MLS number
- 901371
- Last updated
- October 12, 2024
Details as published by the listing agent. Reference conversion at the exchange rate of November 14, 2026: $18.56 MXN per US dollar.
Property features
Interior 3
- Bedrooms
- Kitchen countertop
- Living room
Outdoor 2
- Fenced yard
- Garden
Parking 1
- Garage
Appliances 5
- Dishwasher
- Dryer
- Garbage disposer
- Range oven
- Washer
Virtual tour
Walkable School 288m · Hospital 504m · Restaurant 746m
Furnish this home
Angel Flores
,
ClearView Realty
12247 Rojas Drive
Contact our agents
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Calculadora de hipotecaMortgage calculator
Para Kingsbury Avenue, El Paso, Texas. Casa de 5,400 sq ft.For Kingsbury Avenue, El Paso, Texas. Home, 5,400 sq ft.
Qué es cada créditoWhat each loan is
ConvencionalConventional
La hipoteca estándar en EE. UU., respaldada por Fannie Mae o Freddie Mac. Las mejores tasas para buen historial.The standard US mortgage, sold to Fannie Mae or Freddie Mac. Best rates for good credit.
- Para quiénWho it is for
- Puntaje de crédito de cerca de 620 o más e ingreso estableCredit score of about 620 or higher and steady income
- EngancheDown payment
- Desde 3%. Con menos de 20% pagas PMIFrom 3%. Under 20% you pay PMI
- Costo extraExtra cost
- PMI hasta llegar a 20% de capital. Límite de $832,750 en la mayoría de los condadosPMI until you reach 20% equity. Loan limit $832,750 in most counties
FHAFHA
Asegurado por la Administración Federal de Vivienda. Más fácil de obtener con historial bajo y poco enganche.Insured by the Federal Housing Administration. Easier to qualify with lower credit and a small down payment.
- Para quiénWho it is for
- Quienes compran por primera vez y puntajes desde cerca de 580First-time buyers and credit scores from about 580
- EngancheDown payment
- Desde 3.5%From 3.5%
- Costo extraExtra cost
- Prima inicial de 1.75% más 0.55% al año. Límite desde $541,2871.75% upfront premium plus 0.55% a year. Limit from $541,287
VAVA
Garantizado por el Departamento de Asuntos de Veteranos. Sin enganche y sin seguro hipotecario mensual.Guaranteed by the Department of Veterans Affairs. No down payment and no monthly mortgage insurance.
- Para quiénWho it is for
- Veteranos, militares en activo y cónyuges elegiblesVeterans, active-duty military and qualifying spouses
- EngancheDown payment
- 0%0%
- Costo extraExtra cost
- Cuota única de 1.25% a 3.3%, normalmente sumada al créditoOne-time funding fee of 1.25% to 3.3%, usually added to the loan
USDAUSDA
Respaldado por el Departamento de Agricultura para casas en zonas rurales y suburbanas elegibles.Backed by the Department of Agriculture for homes in eligible rural and suburban areas.
- Para quiénWho it is for
- Ingresos moderados, en zonas que el mapa de USDA marca como elegiblesModerate incomes, in areas the USDA map marks as eligible
- EngancheDown payment
- 0%0%
- Costo extraExtra cost
- Cuota inicial de 1% más 0.35% al año1% upfront fee plus 0.35% a year
JumboJumbo
Para créditos arriba del límite conforming. Cada prestamista pone sus reglas.For loans above the conforming limit. Each lender sets its own rules.
- Para quiénWho it is for
- Casas de mayor precio, buen historial y reservas en efectivoHigher-priced homes, strong credit and cash reserves
- EngancheDown payment
- Normalmente de 10% a 20%Usually 10% to 20%
- Costo extraExtra cost
- Aprobación más estricta. La tasa varía por prestamistaStricter approval. Rate varies by lender
ExtranjeroForeign national
Para quien vive fuera de EE. UU. No pide puntaje de crédito ni número de Seguro Social; se usan pasaporte, referencias bancarias y patrimonio.For buyers who live outside the US. No US credit score or Social Security number needed; lenders use your passport, bank references and assets.
- Para quiénWho it is for
- No residentes, incluidos compradores de México. Con ITIN y declaraciones en EE. UU., los créditos ITIN piden de 10% a 20%Non-residents, including buyers from Mexico. With an ITIN and US tax returns, ITIN loans ask 10% to 20% down
- EngancheDown payment
- Normalmente de 25% a 30%Usually 25% to 30%
- Costo extraExtra cost
- Tasas de cerca de 7.5% a 9.5%, más reservas en efectivoRates of about 7.5% to 9.5%, plus cash reserves
Los límites son los de 2026 y cambian cada enero. Las tasas son promedios nacionales; tu cotización depende de tu puntaje, enganche y prestamista.Loan limits are the 2026 figures and change every January. Rates are national averages; your quote depends on credit score, down payment and lender.
Cómo funciona una hipoteca en Estados UnidosHow a mortgage works in the United States
Primero consigue la preaprobaciónGet pre-approved first
Una carta de preaprobación significa que un prestamista ya revisó tu historial, ingresos y patrimonio. Los vendedores la esperan con tu oferta.A pre-approval letter means a lender has checked your credit, income and assets. Sellers expect one with your offer.
Tu puntaje define tu tasaYour credit score sets your rate
Los puntajes van de 300 a 850. Un puntaje más alto da una tasa menor y un PMI más barato. Revisa tu reporte antes de solicitar.Scores run from 300 to 850. A higher score means a lower rate and cheaper PMI. Check your report before you apply.
PITI: el pago mensual realPITI: the real monthly payment
Capital, intereses, impuestos y seguro. La mayoría de los prestamistas cobra predial y seguro cada mes en una cuenta de escrow y paga por ti.Principal, interest, taxes and insurance. Most lenders collect property tax and insurance monthly in an escrow account and pay the bills for you.
El PMI se quitaPMI goes away
En un crédito convencional puedes pedir que quiten el PMI al llegar a 20% de capital, y termina solo a 22%. El seguro FHA normalmente dura todo el crédito.On a conventional loan you can ask to remove PMI at 20% equity, and it ends on its own at 22%. FHA insurance usually stays for the life of the loan.
Tasa y APRRate and APR
El APR suma comisiones y puntos a la tasa. Compara APR entre prestamistas. Pagar puntos al inicio compra una tasa menor.APR adds lender fees and points to the rate. Compare APR between lenders. Paying points up front buys a lower rate.
Impuestos y seguro cambian por estadoTaxes and insurance vary by state
La misma casa cuesta mucho más de mantener en Nueva Jersey o Texas que en Arizona. Revisa la tasa del condado y cotiza el seguro pronto.The same house costs far more to own in New Jersey or Texas than in Arizona. Check the county tax rate and get an insurance quote early.
Deducción de impuestosTax deduction
Si detallas deducciones, los intereses se deducen sobre hasta $750,000 de deuda. Consulta a un profesional fiscal sobre tu caso.If you itemize, mortgage interest is deductible on up to $750,000 of loan debt. Ask a tax professional how it applies to you.
Comprar desde MéxicoBuying from Mexico
Una persona extranjera puede ser dueña a su nombre en EE. UU. Sin historial allá, espera de 25% a 30% de enganche. Abrir una cuenta bancaria y tramitar un ITIN pronto amplía tus opciones.Foreigners can own US property in their own name. Without US credit, expect 25% to 30% down. Opening a US bank account and getting an ITIN early widens your options.
- PreaprobaciónPre-approvalUn prestamista revisa tus finanzas y dice cuánto puedes pedir.A lender reviews your finances and says how much you can borrow.
- Oferta y depósitoOffer and earnest moneyFirmas un contrato y dejas un depósito de buena fe.You sign a contract and put down a good-faith deposit.
- Inspección y avalúoInspection and appraisalTú revisas la casa; el prestamista revisa su valor.You check the home; the lender checks its value.
- EvaluaciónUnderwritingEl prestamista verifica todo y da la aprobación final.The lender verifies everything and issues final approval.
- CierreClosingFirmas, pagas enganche y gastos de cierre, y recibes las llaves.You sign, pay the down payment and closing costs, and get the keys.
Discover Texas
Texas
Discover El Paso
El Paso
El Paso is a city in western Texas that is located next to the waters of the Rio Grande. On the outskirts of the city, Franklin Mountains State Park is home to cacti and desert fauna, such as coyotes and golden eagles.
Neighborhood Hillside Park At Mission Ridge
Hillside Park At Mission Ridge
Hillside Park At Mission Ridge is an area of El Paso, Texas. There are 32 homes listed here, with 3 to 5 bedrooms.
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